澳门英皇游戏官网网址

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ATTENTION Policyholders in LA, TX: For those impacted by Hurricane Laura, we hope you and your family are safe. We are here for you. Policyholders, you can easily file your claim online. Learn More澳门英皇游戏官网网址

Actual Cash Value

Get a Quote 800-283-2883 | File a Claim 800-937-1937

Lower-Cost Boat Insurance for Runabouts, Ski Boats, and PWC

澳门英皇游戏官网网址For the boater who needs less coverage, choose an Actual Cash Value policy for a low annual premium.

Actual Cash Value Coverage

Basic coverage for your boat, engine and boating equipment. In the event of a total loss, your claims payout is determined using the current market value of your boat (Some losses may be subject to depreciation澳门英皇游戏官网网址). No Cruising Limits - Boats under 40 ft. are free to cruise in US and Canadian Coastal and Inland waters.

Medical Payments Coverage

澳门英皇游戏官网网址In the event of on-board injury, your policy includes up to $5,000 in per person, per occurrence medical coverage.

Liability Coverage

澳门英皇游戏官网网址Enjoy up to $500,000 in per occurrence liability coverage (higher limits may be available).

Coverage Features

Our experienced team of claims professionals will dispatch assistance, utilizing our nationwide network of towers, salvors and surveyors to help policyholders through boating emergencies like fire, sinking, theft or fuel spill containment -- even roadside accidents. Your claim is handled by boating experts committed to outstanding service that gets you back on the water -- fast.

澳门英皇游戏官网网址In addition to your policy's standard liability coverage, this extra liability protection protects you from claims for clean-up or 3rd-party damage due to the accidental discharge of oil or fuel that can occur in a sinking, fire, collision, grounding, etc. This "green coverage" is crucial now that federal and state laws subject boaters to liability for cleanup, containment, and environmental damage.

澳门英皇游戏官网网址Covers you for the full cost of salvage, without a deductible, up to the insured value of your boat at the time of the loss.

Covers 50% of the cost (up to $1,000), per event, to professionally haul or protect your boat, in preparation for an NOAA Named Storm in your area. (Not applicable for PWCs).

澳门英皇游戏官网网址Save up to 10% for completing a boating safety course, having multiple boat policies or a GEICO auto insurance policy.

澳门英皇游戏官网网址Additional coverage for your injuries caused by a collision when a hit-and-run or uninsured boater is at fault.

Coverage Options

澳门英皇游戏官网网址Receive a 25% discount on your deductible each year you remain claims free, until it reaches $0! (Begins with your first renewal).

澳门英皇游戏官网网址Allows for paid passengers for the purposes of fishing, sight-seeing, or day cruises. Maximum of 6 passengers onboard plus the captain while being used for charter.

澳门英皇游戏官网网址Usually excluded, this endorsement provides coverage for damage resulting from ice and freezing. Ideal for boaters in cold-weather climates.

澳门英皇游戏官网网址This endorsement lowers the deductible for claims relating to the dinghy and/or the dinghy's motor resulting from theft or damage to $100.

This endorsement lowers the deductible for claims relating to navigational electronics to $250.

澳门英皇游戏官网网址Coverage for fishing and watersports equipment and personal items such as cell phones, tablets, stereos and clothing lost or damaged while on board or while being loaded or unloaded from the boat. For competitive anglers or water sport enthusiasts, Tournament Reimbursement fees are also covered under Personal Effects.

To ensure that you or your family do not incur large out-of-pocket expense if injured onboard, our policies also include an additional $25,000 for payments not covered by any major medical policy. This coverage is in addition to the medical payments limit you select with your policy.

Get Unlimited Towing from TowBoatUS at our lowest price - as little as $3 a month for the insured boat. Pricing varies with the length and location of your boat. Click here for additional information.

澳门英皇游戏官网网址When you insure your trailer, roadside assistance while trailering your boat is included.


Losses and Depreciation

We will reimburse you for the actual cash value (the boat's current market value, not the replacement value) at the time of the loss.

For a quote, visit our Online Application or call 800-283-2883 for personal service.

All coverage is subject to terms, conditions, limits and exclusions of the policy. Not all policy options are available in all states. Boat and PWC policies are underwritten by GEICO Marine Insurance Company with administrative offices at 5323 Port Royal Road, Springfield, VA 22151. GEICO Marine Insurance Company carries an AM Best Rating of A+ (Superior) and is domiciled in Chevy Chase, MD. Coverage offered in all 50 states to boat owners with a U.S. address. In California, the program is provided through Boat Association Insurance Services, license #0H87086. Learn more about the relationship between BoatUS and GEICO. .